Every reason to move money, covered.
Buying or selling property abroad
Currency movements can shift the cost of a property purchase by tens of thousands of pounds in a matter of days. A 5% move on a €500,000 French farmhouse is €25,000 — enough to derail a purchase entirely.
Misano lets you lock in your exchange rate up to 12 months in advance, so the price you agreed is the price you pay — regardless of what the markets do between offer and completion.
- Spot rates for immediate transfers
- Forward contracts to fix the rate up to 12 months ahead
- 10% deposit secures your rate — balance due on settlement
- Transfer to overseas accounts or solicitors in any currency
School and university fees overseas
International school and university fees — paid termly or annually, often in a foreign currency — are exactly the kind of regular, high-value payments where exchange rate fluctuations can cause real financial strain.
We can set up reliable, recurring transfers directly to the school, university, or your child’s personal account — and fix the rate in advance so you know exactly what you’ll pay, every term.
- Direct payments to schools and universities worldwide
- Regular transfers to student personal accounts
- Forward contracts to fix termly or annual fee payments
- Transfers to virtually any country and currency
Overseas earnings, brought home
If your salary or bonus is paid in a foreign currency, you shouldn’t have to accept whatever rate your bank gives you on the day it arrives. Misano lets you convert at a competitive rate — or fix the rate in advance so you know exactly what will land in your account each month.
- Competitive rates for immediate conversions
- Forward contracts for salary predictability month to month
- Transfer to any nominated UK or overseas bank account
- Available for one-off bonuses or regular salary payments
Regular payments and life abroad
From overseas mortgage payments and pension transfers to maintaining a property in the sun — Misano handles regular international payments reliably and at competitive rates, with no transfer fees eating into your money each time.
- Overseas mortgage and maintenance payments
- Pension payments into overseas accounts
- Supporting family members living abroad
- One-off purchases — boats, artwork, vehicles
- Relocation — moving money when you move countries
