Backed by FCA-authorised Equals Connect · Personal service · No hidden fees

International payments,
done properly.

Misano Payments gives private clients and small businesses access to competitive exchange rates, personal one-to-one service, and a simpler way to move money across borders — without the bank markup.

Open an account Get in touch →

Free to register Same-day account opening 34 currencies Funds held with Barclays

Indicative example

1.1490

GBP / EUR

You send£250,000

You receive€287,250

Bank would give€277,000

Your saving€10,250

Why Misano

A more competitive alternative.
More personal than the apps.

Banks build their profit into your exchange rate. The challenger apps are self-service only. Misano gives you the best of both — competitive rates and a real person to call.

Competitive exchange rates

We offer exchange rates that can be considerably more favourable than high-street banks, saving our clients thousands on international transfers — without charging transaction fees.

One person. One number.

You deal directly with our team — not a call centre. Call, email, or transact online. However you prefer to work, Misano works around you.

Lock in your rate

Worried about the rate moving before your property completes? Fix your exchange rate up to 12 months in advance with just a 10% deposit.

Completely free to use

No account fees. No transfer fees. Our cost is built into the exchange rate — which can still be considerably more favourable than what your bank will offer.

Your money is protected

All client funds are held in segregated accounts with Barclays Bank by Equals Connect Limited, who are authorised by the FCA (FRN: 671508).

34 currencies. One account.

Send and receive in 34 currencies from a single multi-currency account. Manage balances, book transfers, and track payments all in one place.

Who we help

Whether you’re buying a home
or running a business.

For individuals

Moving money internationally shouldn’t cost a fortune

From overseas property purchases to repatriating a salary, we give private clients competitive rates and the service they deserve.

Buying or selling property abroad
Moving funds to or from the UK
Receiving a foreign salary or pension
Sending regular overseas payments
Relocating internationally

Learn more →

For businesses

Take the uncertainty out of international trade

Protect your margins, pay overseas suppliers efficiently, and bring foreign earnings home — with personal guidance on every transaction.

Paying international suppliers
Repatriating overseas revenue
Hedging against currency risk
Managing multi-currency payroll
Same-day or forward settlements

Learn more →

How it works

Up and running today.

Register online

Complete our short online form. Equals Connect, our FCA-authorised partner, will verify your details — usually the same day.

Get a quote

Book your transfer

Confirm online or by phone. Fix the rate today or choose a forward contract to protect against future movements.

Funds delivered

Send us your funds and we’ll convert and deliver to your beneficiary, swiftly and securely, with full confirmation.

About us

A compliance expert who actually knows your money.

Misano Payments was founded by Toby Dyke — a financial crime and compliance specialist with over 20 years working at the heart of the City of London’s FX and payments industry.

Where other brokers focus purely on the transaction, we bring deep expertise in compliance, KYC and regulation — meaning your money is not just moved competitively, it’s properly looked after.

20 years in FX, trading & payments

Deep expertise in AML, KYC & financial compliance

City of London financial institutions background

Client-first, compliance-focused approach

Read our story

Client stories

What our clients say

“

The whole process of buying our French property was completely straightforward. Everything was explained clearly and the rate was far more favourable than our bank had quoted.

Private clientProperty purchase, France

“

We’ve used Misano for all our overseas supplier payments for two years. The savings versus our previous bank add up to a significant sum — and it’s simply easier.

Corporate clientImport business, Hampshire

“

Being able to fix the rate months before completion gave us complete peace of mind. We were never made to feel rushed and the service was excellent throughout.

Private clientProperty sale, Spain

International payments,done properly.

A more competitive alternative.More personal than the apps.