Misano Payments for you
Misano Payments has helped clients with their foreign exchange in many ways. We can help you benefit from better exchange rates when carrying out a currency conversion with us. We will most certainly beat your bank’s exchange rate and we will be competitive against other brokers. We’re able to do this because we have both lower overheads and access to favourable exchange rates. As part of our service, we can watch rates for you and offer you multi-currency accounts in your name.
When you need foreign currency exchange, Misano Payments can help. Our service is tailored to our clients’ requirements.
Misano might look like another faceless currency exchange firm, but Toby is dedicated to doing things well and making sure your foreign exchange transaction goes through in the quickest and most efficient way for you.
Misano Payments makes foreign exchange straightforward and clear.
You’ll have Toby’s direct number, and whenever you need him, he’ll be at the end of a phone to help.
Every year Misano Payments helps clients move their money safely, efficiently and quickly across borders. See below for how Misano can help you.
Buying and selling property overseas
Buying and selling property overseas usually involves transferring money from one currency to another.
Fluctuations in currency rates can make a huge difference to the amount of money you end up with – moves can be as much as 10% over the course of a few days. And that could put the house of your dreams financially out of reach.
We can find you the very best spot rates (the rate to transfer immediately) or we can secure or fix your exchange rate with a forward contract. This means you can fix the rate now for a transaction happening up to a year ahead - so there are no nasty surprises on the day you buy your home abroad.
Whether you’re buying property abroad to retire, or want an overseas investment property, we make sure the currency exchange happens in the most efficient way possible.
We can transfer your money from your bank account at home to your overseas account. We can convert from and to virtually any currency. And if you’re selling, we can bring your money home quickly and safely – having the funds received directly into your Misano Payments account.
When the transaction has been made, we’ll contact you to let you know everything has gone through.
Education and tuition fees
Congratulations - your child has just secured a place at University!
Now you’re going to need to make sure their fees are paid in sterling, and that their allowance arrives quickly and reliably.
If you or your child is living and studying overseas – practically anywhere in the world - we can help protect payments from fluctuations in exchange rates, transferring them directly to the school, university or your own personal bank accounts.
Case Study
Two children from the Tan family are studying in the UK. Mr and Mrs Tan use Misano to transfer payments from their Hong Kong bank account directly to the school and university where their daughters are studying.
They decide to fix the exchange rate for the fees and make termly payments. With Misano, they can fix exchange rates for up to a year in advance by paying a 10% deposit.
Their payments are made simply and seamlessly by bank transfer to the school and university – and also to their daughters’ personal UK bank accounts.
Salaries and bonuses
Add your pricing strategy. Be sure to include important details like value, length of service, and why it’s unique.
If you’re working overseas and want to send money back home, we can help. We can also bring your money back into the country if your salary or bonus is paid in a different currency.
We’ll get you the best rate available. We can give you a spot rate for immediate transfer or we can also fix the rate you’ll exchange at up to a year ahead, using forward contracts, so you’ll know exactly how much you'll receive in advance.
We’ll transfer your salary or bonus quickly and efficiently, making a same-day payment to the bank account you nominate.
We can help you find the quickest, most competitive and efficient ways of moving your money to where you need it to be.
One-off overseas payments
If you’ve made the big decision to buy something special overseas, we can help you with the currency transfer.
Whatever you’re paying for - a boat, horse, plane, piece of art, school fees - we can find the best way of transferring your payment and protecting your money from fluctuations in currency values.
Similarly, if you’re receiving a payment, we can help you convert the funds back to your home currency quickly and efficiently.
Regular Payments
There are many other reasons for making regular international payments too. Maybe you’re paying an overseas mortgage, transferring your pension payments into your overseas bank account, maintaining a property abroad, supporting your child while they study overseas, or working abroad and sending money back home.
Whatever your circumstances, we can convert to and from virtually any currency on your behalf, quickly, reliably and securely.
We’ll find you the best prevailing, or spot rates. We can also fix the rate for up to a year ahead using forward contracts, so you’ll know exactly how much you’ll end up with every month.
Moving overseas? (Or coming home?)
Moving your life to another country is a massive undertaking. Whether you are moving overseas or coming home, we're here to help.
We can convert your home currency into virtually any other foreign currency, at the best exchange rates available. And if you’re coming home, we can bring your money back too – using our own overseas bank accounts if appropriate.
We’ll get you the best rate available. You can transfer immediately using a spot rate, or we can also fix the rate for up to a year ahead, using forward contracts, so you’ll know exactly how much will arrive at the destination when it's time to pay.